This Privacy Policy explains how Manager ("the App", "we", "us", or "our") collects, uses, and protects your information when you use our personal money management application. By creating an account or using the App, you agree to the practices described in this policy.
The essentials:
Manager does not connect to your bank, cards, or payment accounts. Every transaction and financial record in the App is entered manually by you.
We do not sell or rent your personal or financial data, and we do not use it for advertising.
Your financial records are private to your account and are used only to provide the App's features.
1. Information We Collect
a. Account and authentication information
Name and email address — used to create and identify your account.
Password — if you register with email, your password is stored only in a securely hashed (encrypted) form. We never store your plain-text password.
Sign-in with Google or Apple — if you choose social sign-in, we receive a basic profile identifier (and name/email) from Google or Apple through Firebase Authentication to create your account. We do not receive your Google or Apple password.
Profile photo (avatar) — optional, if you add one.
b. Financial information you enter
All of this data is created by you inside the App. It may include:
Transactions (income and expenses), including amount, category, merchant, payment method, date, and any notes or optional location you add.
Receipt images you choose to attach to a transaction.
Budgets, bills, and subscriptions you track.
Loans and EMI details (lender, principal, instalment amounts, due dates).
Investments and watchlist items you record (e.g. stocks, mutual funds, gold, crypto).
Shared group expenses, including the names of the people (group members) you add to a split. Please add other people's information only with their awareness.
c. Preferences
Settings such as preferred currency, language, theme, and app-lock (passcode/biometric) options.
d. Device and diagnostic information
Basic device and app information (such as device model and operating system version) and diagnostic or crash logs used to keep the App stable and secure.
2. How We Use Your Information
To provide the App's core features — tracking expenses, budgets, bills, loans, investments, and shared group expenses.
To create your account, authenticate you, and keep your session secure.
To sync and back up your data across your sessions and devices.
To send you local reminders on your device for upcoming bills, subscription renewals, and loan instalments.
To display current market prices for the investments and watchlist symbols you add.
To send essential service emails, such as email verification and password-reset codes.
To improve, troubleshoot, and secure the App, and to comply with legal obligations.
3. Where Your Data Is Stored
Your data is stored in two places:
On your device — a local database and encrypted secure storage (for example, for your login tokens).
On our secure servers — so your data can be backed up and synced. Data is transmitted over encrypted (HTTPS) connections and stored in a managed PostgreSQL database.
4. Third-Party Services
We use a small number of trusted service providers to operate the App. They process only the data needed to perform their function and are bound by their own privacy and security obligations:
Service
Purpose
Firebase Authentication (Google)
Account sign-in, including Google and Apple sign-in
Sign in with Apple
Optional sign-in method
Cloud database & server hosting
Storing, backing up, and syncing your data
Market data provider
Fetching current prices for investment and watchlist symbols
Email delivery service
Sending verification and password-reset emails
We do not sell your data or share it with advertising networks or data brokers.
5. Sharing of Information
We only disclose your information in these limited situations:
Service providers — as described in Section 4, to operate the App on our behalf.
Legal requirements — when required to comply with applicable law, regulation, or a valid legal request.
Business transfers — in connection with a merger, acquisition, or sale of assets, in which case this policy will continue to apply.
6. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information, including password hashing, encrypted connections (HTTPS), and encrypted on-device token storage. You can also enable an app lock (passcode or biometric) for an extra layer of protection. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
7. Your Rights and Choices
Access & export — you can view your data in the App and export it to CSV or PDF at any time.
Correction — you can edit or delete any entry you have created.
Account deletion — you can request deletion of your account and associated data (see Section 8).
Notifications — you can turn off reminders in your device or app settings.
Depending on your location, you may have additional rights under laws such as the GDPR or applicable data-protection regulations. To exercise any right, contact us using the details below.
8. Data Retention and Account Deletion
We keep your information for as long as your account is active. You may delete your account at any time from within the App or by emailing us. When you delete your account, we remove your personal and financial data from our active systems, except where we are required to retain certain information to comply with legal obligations.
9. Children's Privacy
The App is not intended for children under the age of 13 (or the minimum age required in your country). We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised "Last updated" date. Your continued use of the App after the changes take effect constitutes acceptance of the updated policy.
11. Contact Us
If you have any questions, requests, or concerns about this Privacy Policy or your data, please contact us at: